The Athens Home Organizer - Stash it, Store it, Find it, Use it.

A two-hour money management session with Julia Marlowe can save you hundreds of dollars. That's because someone who is detached can look at your spending and credit obligations and see solutions that you may not see because you are emotionally involved in the situation.

A session with Julia often results in devising a plan so that you:

can set realistic financial goals
achieve your financial goals, and
work your way out of debt.

AHO offers time management consultation to help you achieve the most important goals for your life. Time management can help you enjoy life more, have more time for things you want to do and can help you from feeling rushed.

Julia Marlowe has a Ph.D. in consumer economics, has taught financial management, and developed a unique budget system for limited incomes, The Budget Box, (used by the Georgia Cooperative Extension Service). Her master's thesis was an investigation of Consumer Credit Counseling clients and her doctoral dissertation was an investigation of household time use.